Attorneys Helping Create Debt Repayment Plans under Chapter 13 Bankruptcy
For people who are not able to qualify for Chapter 7 bankruptcy, Chapter 13 bankruptcy is an option that helps them reorganize and pay back debts over a period of three to five years. This is a good option for people with certain property that would be liquidated during a Chapter 7 bankruptcy.
At the Law Office of Henry Hernandez, we help people throughout Florida file for a consumer bankruptcy. While the majority of our clients are from the Spanish-speaking community, we are able to represent anyone who needs to devise a debt-reorganization plan.
Do you want to reorganize your debt? Are you ineligible to file for Chapter 7 bankruptcy? If so, contact our office in Miami or Naples for a free consultation with an experienced lawyer.
Chapter 13 Bankruptcy — Creating a Plan to Pay Back Your Debt
Financial troubles can happen to just about anyone. When you are unable to pay your consumer debts, Chapter 13 bankruptcy — also called the wage earner plan — could be the right option for you. We will examine your financial statements, mortgages, bank accounts and earnings to determine whether this option is the correct one.
Once you decide to file for Chapter 13 bankruptcy, you, a bankruptcy trustee and your creditors will create a payment plan to pay back your debts over a reasonable time period. We will make sure that the plan you choose is correct for you.
When Problems Arise During Bankruptcy
For the vast majority of bankruptcies, there are seldom major disputes between creditors and debtors. When disputes do arise, we will be there to help you navigate the obstacles that stand in your way to financial freedom.
Get a Free Consultation About Your Bankruptcy
If you want to learn more about filing for Chapter 13 bankruptcy in Florida, contact us at the Law Office of Henry Hernandez for a free consultation.
Se habla español — Free Initial Consultation
